blankletmusic Posted November 23, 2017 Report Share Posted November 23, 2017 What are you paying for your monthly health insurance premiums? Not trying to be nosy, just curious what they cost at Lakeside. What coverage do you have and through which company/agency? And lastly, are you generally satisfied with the insurance/ hospitals/doctors, etc? Link to comment Share on other sites More sharing options...
sputnik Posted November 23, 2017 Report Share Posted November 23, 2017 Satisfied absolutely. We have GNP, one of the best with the best hospitals and choice of doctors, even covers accidents in the U.S. only one deductable per illness. $220 US. per month, age 59 and 63. If something happens we just call the insurance agent, he makes all the calls for us even goes to Guadalajara with us to arrange everything. Have not had major problems yet. But know first hand the quality. Had eye lenses replaced in the states. Saw doctor for 2 minutes before surgery. Husband had done here in GDL, doctor spent 2 hours with him talking and explaining, gave cell. Spent considerable time taking prescription for eyes. Cost one third the cost of mine in the states and he can see MUCH better !! Link to comment Share on other sites More sharing options...
sputnik Posted November 23, 2017 Report Share Posted November 23, 2017 oh forgot to tell you ....it is Bellon, Andre Bellon in Riberas, speaks english. We had heard good things about him and so far they are true. Link to comment Share on other sites More sharing options...
blankletmusic Posted November 23, 2017 Author Report Share Posted November 23, 2017 10 minutes ago, sputnik said: Satisfied absolutely. We have GNP, one of the best with the best hospitals and choice of doctors, even covers accidents in the U.S. only one deductable per illness. $220 US. per month, age 59 and 63. If something happens we just call the insurance agent, he makes all the calls for us even goes to Guadalajara with us to arrange everything. Have not had major problems yet. But know first hand the quality. Had eye lenses replaced in the states. Saw doctor for 2 minutes before surgery. Husband had done here in GDL, doctor spent 2 hours with him talking and explaining, gave cell. Spent considerable time taking prescription for eyes. Cost one third the cost of mine in the states and he can see MUCH better !! Great, glad to hear it. Can anyone else share their experiences? Link to comment Share on other sites More sharing options...
El Saltos Posted November 23, 2017 Report Share Posted November 23, 2017 Costs depand on age and policy details. Talk to reputable agents for exact information. Link to comment Share on other sites More sharing options...
pappysmarket Posted November 23, 2017 Report Share Posted November 23, 2017 2 hours ago, blankletmusic said: What are you paying for your monthly health insurance premiums? Not trying to be nosy, just curious what they cost at Lakeside. What coverage do you have and through which company/agency? And lastly, are you generally satisfied with the insurance/ hospitals/doctors, etc? You could probably get a more accurate answer if your question was "How much does a TV cost at Costco?" For anyone to give you a meaningful answer they would have to divulge age, sex, actual coverage, deductible and any and all medical conditions they have. El Saltos' advice above is the way to go. Link to comment Share on other sites More sharing options...
geeser Posted November 23, 2017 Report Share Posted November 23, 2017 There are some local folks who have formed a group: Boomers in Paradise in order to get group rate on Medical coverage. This policy with WEA World Expat Assn. will cover you anywhere except in the USA. Check them out. WEA 2016 Annual Premium: $1940.51 USD Annual deductible: $3500.00 USD 10% Co-insurance Capped $1500.00 USD The WEA coverage is available without joining a group as well here. Link to comment Share on other sites More sharing options...
dencol Posted November 23, 2017 Report Share Posted November 23, 2017 Only problem with WEA is they are not licensed in Mexico, if they went belly up you are screwed. If a Mexican Insurance company such as GNP went belly up another Mexican Insurance has to take over your policy. Link to comment Share on other sites More sharing options...
sm1mex Posted November 24, 2017 Report Share Posted November 24, 2017 Check with Bellon. 766-5151 across from Superlake at the red light mountain side. Link to comment Share on other sites More sharing options...
REC Posted November 25, 2017 Report Share Posted November 25, 2017 As others have said cost can vary tremendously based on age, deductibles, limits, etc. We have coverage through AXA (a licensed insurer in Mexico). Premiums go up each year but due to changes in the exchange rate we have been okay. We are 65 & 71 and our premiums are somewhere around $400 per month - paid annually. I have had WAY over $1 million pesos in medical expenses so I am way ahead of the game. I have had some serious medical issues but have had great experiences with Mexican medical resources and our AXA policy has been very effective. Be sure that you understand the differences in the way insurance policies in Mexico work compared to what you are used to in other countries. Not at all saying that those differences are a bad thing - but there are differences. My personal opinion is that I would be cautious about a purchasing group. As mentioned above that group could dissolve and you might be in a situation where you are net eligible for replacement coverage due to age, preexisting conditions, etc. Just my opinion. I have heard very good things about Bellon. I would also like to recommend our agent - Jesus Tejeda. His office is in Guadalajara but he is at lakeside frequently as he has many long term clients in our area. jtejeda17@hotmail.com 333-563-1300 (Office) 333-667-0499 (His cell # and probably the best way to reach him) Link to comment Share on other sites More sharing options...
michael2595 Posted November 25, 2017 Report Share Posted November 25, 2017 ALL Insurance companies registered in Mexico... https://phpapps.condusef.gob.mx/resba/prods_x_inst.php Link to comment Share on other sites More sharing options...
El Saltos Posted November 25, 2017 Report Share Posted November 25, 2017 Quote The group policies offered here cover very little. They look good at first glance; Cardiac problems, cancer, etc.. But dig deeper and there's not much there. Link to comment Share on other sites More sharing options...
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