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blankletmusic

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Everything posted by blankletmusic

  1. Thanks again Rick for the information. One question though- how do you get the annual renewals if you've departed the US and no longer have an address for them to mail it ? I'm leaning towards living in BCS (likely La Paz) if everything works out. I'd be buying a car in the Albuquerque area, registering it in NM and driving it down to Baja Sul. Would one simply take their newly acquired SD plates, title and registration along with them and swap the plates once your NM registration expires a year later? And then do annual online renewals?
  2. Thank you, Ibarra for the informative and helpful information.
  3. Sounds rather complicated but likely the better option for the bigger medical issues after age 70 than private insurance ( based on the previous posts of insurance after age 70 being expensive and not covering a lot).
  4. Is this an all inclusive listing of disqualifying pre-existing conditions? I don't suffer from any of the above and am 68 years old and healthy.
  5. Taking this can save about 1,000 miles of driving down the Baja peninsula. Pretty long crossing the Sea of Cortez, though (not for everybody).However, I believe you would need an importado certificate to do this, if even for the few day's drive from the US border to Mazatlan. Baja is a free zone with no importado required. Can you then surrender your importado and get your vehicle deposit refunded (if residing full time in Baja)?
  6. I've bought a lot of their products in the US over the past few years. Very good prices, selection and quality as you stated. Do you have a link for it?
  7. When you turn 70 (I'm 68) it appears that private health insurance is not a very good option any more. If that's the case, is it pretty much either using IMSS or paying with your own funds? Is using IMSS for the costly situations (hospital stays, surgery, etc.) and paying cash for the less serious situations (dr. visits, minor procedures, etc) what a lot of expatrates do?
  8. Thanks Rick, great reply indeed. I would likely buy IMSS as soon as possible for the more costly medical situations that require surgery, hospitalization, etc. and likely pay out of pocket for the more minor things at least until the start of year 3 when full benefits kick in unless I were able to find a private health policy that's affordable with decent coverage for the first two years. That may be easier said than done however (and costly along with the annual IMSS premium)......I'd likely stick with Plan A.
  9. When I had IMSS you weren't fully vested in the program until the start of the third year with limited benefits the first two years. Assuming it's still like this, how do expatriates on IMSS work around this?
  10. Good to know. Is it basically the same using a Medicare Supplement?
  11. I've read where they can accept certain Medicare Advantage plans. Is anyone familiar with this? Do they have a US contact phone number?
  12. That's certainly good to know, thank you. I'm still seriously considering returning to the area sometime in 2025.
  13. Yes, they certainly do. Is this relatively easy to do within the alloted 30 day window as I was quoted about 4,000 pesos (if memory serves) to do this by a law firm in Chapala. Thank you for the Google map.
  14. After entering Mexico, I'm told you have 30 days to convert the sticker/stamp in your passport you received from a MX consulate in the US to a residency permit. Chapala Law will convert it for a fee or as an alternative, can you go to Immigration at the Chapala city hall on Wednesdays to get this done within the 30 day time frame? Does this usually require more than one trip to accomplish this?
  15. I figured that the Japanese cars (and Korean) would likely be a good fit there based on past experience with respect to operating costs, parts and service locally. I wouldn't want anything that had to go to Guad for servicing.
  16. You are incorrect, no book here. I'm sure that's been done many times before. With that said, I may need to purchase a vehicle in the upcoming months and thanks to those who have provided useful information. I would be buying this vehicle in the US to drive to Mexico and would need something with a decent cargo capacity-likely either an SUV or a wagon.
  17. I'm looking at mostly Japanese wagons and small SUVs ie, Toyota, Honda, Subaru, etc. What are the most practical vehicles to own locally? Is the Honda Fit still a popular choice?
  18. Are you saying that the Mexican gov't. will federally insure each depositor for up to 150,000 USD in the current peso equivalent like the FDIC in the US if the bank fails?
  19. That's good to know. I had read that you must pay taxes to Mexico as a full time resident and then claim the foreign tax credit when you file your US tax return to prevent being taxed in both countries (as there is a tax treaty as you stated). That was apparently wrong information or I misunderstood it. Mexican cds pay 12%? That's a LOT better than what I currently receive.
  20. I may be moving to MX early 2025 probably with a residente temporal visa. I receive VA disability and social security from the US along with some interest income. As a full time resident of Mexico, would I be required to pay Mexican income taxes? And if so, at what rate?
  21. That indeed simplifies things. Just one more question, though. Your US plated car that got you there and you've been driving since becomes undriveable/not practical to repair and has to be junked. (I'd then buy a good Jalisco-plated car to replace it as that seems by far the best option). Your US-plated car is now undriveable and ready for the scrapyard. Is there a way to legally declare this car as junk/inoperable with the MX gov't. without actually having to remove it from MX (as it's undriveable)?
  22. No, I'm looking at possibly late Fall or early Winter of 2024.
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