Jump to content
Chapala.com Webboard


  • Posts

  • Joined

  • Last visited

  • Days Won


Everything posted by Mischiefmaker

  1. Exactly, retirees. We may have to wait until that time comes. Will definitely do more research, as suggested.
  2. Oh, of course I get their reasoning for it, totally understandable, but anyone who is not yet retired and has a monthly income from NOT working is by definition independently wealthy. Or maybe just "financially independent"? independently wealthy : Possessing enough wealth that one does not need financial support from others or income from employment.
  3. Someone else said that too but I had my doubts and checked at the Mexican Consulate website. I thought it just said "income" period, but I could be wrong. If that's the case, then they definitely only want the independently wealthy and retirees to be able to get temporary residency. And as you say, we could try that 180 days visa method. But your particular area is indeed getting pricey and isn't all that much cheaper than Tucson, so we may as well stay in the US... unless Handmaids Tale shit happens, and then we flee....
  4. What a novel idea. I take it you didn't read my post. lol!
  5. I may have ruled this plan out for now, but to speak to this issue: Thanks for thinking of that, that was helpful. I work for a press and asked one of our indexers, who lives in Israel, if she ever had a problem with that and she said nope, absolutely not. Nobody has ever turned her down because of where she lives. But great question!
  6. Not at all!!! I don't know what anyone else's replies meant, but I know I, as the OP, really appreciated all the info you provided and the time it took you to post it. It was all VERY relevant and most informative and doesn't insult my intelligence. What I have NOT found helpful are the judgmental naysayers who look down on people who are just looking for a better way of life. I am going to go out on a limb and get personal here. Yes, we're "paycheck to paycheck" with small savings usually earmarked for a trip. I'm middle class. I make $60K per year, have three children (two have just launched), and am on my third spouse. Getting divorced and remarried twice costs $, let me tell you. Each time I've remarried it was the other person's first marriage so they wanted a wedding, and even with DIY for a lot, they add up. Over the years, I've bought three houses (two with spouses and one by myself, foreclosed), now I rent. My wife got laid off from AAA (after 18 years) a couple years ago and finally found a dream job that only pays $31K. So together our salaries are currently $80K. That should be plenty, right? We shouldn't have to "budget" for a trip to Mexico, right? People on here telling me if I have to budget for a trip, just forget about living there, I couldn't afford it. Acting all snobby when the only reason THEY are so well off is BECAUSE they're living there as opposed to where I live! Our combined salaries would go really far in a lot of other places. Try living in CT! We pay annual property tax on our CARS, people. It's insane. So yeah, I want to get the hell out of this state and possibly this country, because I'm hoping I can get by more cheaply and get to work less (unfortunately I would not be keeping my 60K salary; I'm giving that up to leave the state). Ironic, isn't it? Folks are clamoring to get into the US for a better life, but me, in the US middle class, am looking into reverse migration for the same thing. Ultimately though I'm not sure it will work for us right now because I wouldn't be able to provide proof of my income for myself. Kind of a catch-22. Maybe we'll move to Tucson for a few years first, and if I can switch to freelance there, so I can prove steady income that way in MX, then maybe we can do it. Or maybe we'll do it after I start collecting my SS. I'm 55 now, so it's not that far off. I want to thank the helpful posters and sharers who took time to actually READ my post and answer my queries thoughtfully, and for the rest of you, :p. (I had to giggle at the person who replied to my queries about coming down for a visit, Why don't you come down for a visit first? smh)
  7. I think you may be confusing REC with me, the OP.
  8. As I stated in my op, I literally just heard about this area/this idea 3 weeks ago now. Obviously medical is a huge question mark, and that's what I need to research most of all. I may have misrepresented our situation somewhat... we both work FT and have medical insurance through our jobs; currently we pay very little out of pocket because my Yale insurance is excellent. We're willing to leave that behind (not to mention a Yale pension) to move someplace warmer for our health and sanity. We both have retirement savings plans, but our day-to-day savings is often depleted by car repairs or a trip, and then we start all over again. If we move to Tucson, at least one of us will get a job beforehand, and then we will have medical insurance for us both. If we move to MX, it would only be if my wife was granted permission to perform her job remotely, and we'd switch to her co's insurance and look into how her medical insurance would serve us there. I don't think we could swing it otherwise? Dunno yet. That's why I'm here!
  9. Now that’s some good advice. I hadn’t heard that.
  10. Um, wow! I’ve never driven in a foreign country and the idea is scary but maybe... or maybe not. Lol.
  11. Thanks Kam! I understand making sure someone isn’t going into this all wide-eyed and clueless, but honestly, it seems some folks are here only to discourage more expats from coming. Your approach to medical sounds reasonable.
  12. We honeymooned in Bali a couple years ago. It was absolutely amazing, but you're right about the beach: it stunk. We stayed in Sanur for a few days at a place right on the beach, only to discover that the water is pretty shallow right up to the enormous seaweed patch, so no real swimming for us. We did go in the first evening, but just sat in it for a while. We went on a snorkeling trip right offshore and didn't see much either. And our requisite seafood dinner right on the beach in Jambaran was, without a doubt, both the most expensive and the worst meal we had in our entire stay there. I highly recommend Bali to everyone to visit, but def not for the beach.
  13. Thanks Court! I didn't think of that! And yeah, local stands are also ok with us, too.
  14. Thanks very much for the sage advice. I do tend to get carried away with the fantasizing, looking up air bnbs and airfares before it's really time, but I also do a lot of research. I have started reading up on all the healthcare options. It's the scariest part, for sure. I definitely will NOT just go there hoping for the best. We do have some health issues and prescriptions. Good advice to check on that medical part before even taking that reconnaissance trip. I will do that. I thought that most day to day medical problems are affordable out of pocket? But we do have to think about the big things: what if one of us has a bad accident or a heart attack? So much food for thought.
  15. Lol, claro que si! I grew up as a white minority in the projects on the lower east side of Manhattan, near Chinatown. Almost all my friends growing up were Puerto Rican and my high school was half Chinese. I think I'll be ok! (My wife, on the other hand, es muy blanca and grew up in CT, but loves other cultures so I think she'll be ok, too.)
  16. Thanks for the anecdote Chillin! I love that. I do hope to be assimilated and changed by my experience there.
  17. Oh that’s a great point. I will look into that. Thank you!
  18. Happy to answer questions! Ask away. I only ask that you do so respectfully. Cost of living here is very high. So it makes it v difficult to save for any trips. Cost of living there is very low. If we do our research and plan well we can afford a few budgeted trips and to move there. We want to work and live there which we should be able to do more economically than we can in the US which is getting out of control. Just because we have to ask how much food costs there to budget our trip doesn’t mean we “can’t afford to live there.” The whole point of living there as opposed to here is precisely to be able to afford to live better on less!
  19. Well, aren't you welcoming. That's not very nice.
  20. Pappysmarket, As I stated in my original post, I just needed info to help plan our first trip there, but then I got roped in to ALLLLLLL the other issues involved with making this eventual choice. We only just started researching, literally it's only been 2 weeks, so no, I do not yet know the limitations of SP and IMSS, but I've started reading up on it, and yeah, of course medical care is one of our main questions. But all of you do it, somehow, so why can't we?
  21. Angus, Please, you are being antagonistic, judgmental, and making a lot of assumptions about us before hearing our full story. I know you phrased them as questions, but they're loaded questions that carry judgments. To answer your questions, YES, we have, thank you very much. My wife has visited Tlaquepaque and stayed in someone's home, and I've been to the Yucatan and Isla Mujeres. I refuse to go near Cancun except as the place to fly to, to take the ferry away from it to visit IM. I am intermediate in Spanish, having studied it a lot in college and spending a month in Spain. My wife has also taken trips to the Amazon jungle, Ecuador, and Peru, and we honeymooned in Bali. Neither one of us enjoy things like all-inclusive resorts, big fancy hotels, or "ugly Americans" abroad. Do we meet your criteria yet? This is why we're researching, reading, and planning a visit, for crying out loud. Texas? Probably not. Arizona maybe. I cannot afford to live off freelance here in the states, but I probably could in Mexico. If we were to stay in the states, we'd have very different requirements; I'd need a decent paying job, probably at a university. We couldn't live in the middle of nowhere. So if we stayed here we'd probably land in Tucson. I saw the video and that's just advice for location choice. Can't we choose to live somewhat outside of town and thereby avoid quite that level of noise if we so choose? Look, I grew up on the lower east side of Manhattan and despise the "suburbs" I have found myself living in for my entire adult life. I'm familiar with noise. Medical is our other main concern and believe me, we're doing our research, and I welcome any and all advice on that front. If this area has gentrified beyond what we can reasonably afford, then sure, we'll look around more and I'll listen to advice on that score as well.
  22. Hi RVGringo! We are not retiring; I'll probably have to work until I simply cannot any more because I haven't saved for retirement sufficiently (freelanced and raised kids for years). I plan on resurrecting my freelance career if we plan to move to Mexico, or to get a job in Tucson if we plan to move there. As an example, I am taking a freelance project next week. It will take me 25 hours to complete and my gross pay will be $650. My wife currently works as an audiobook proofreader, which she can do on computer anywhere if they'll allow her to keep her job after we move in 2 years. They do already have two employees working remotely so it's a viable option. She makes $15/hour, which is minimal here in CT but would go a LOT farther in Mexico. She LOVES her job. Neither one of us would require constant Internet to do our jobs, only for the passing of files back and forth when needed. Hoping that if home Internet is kinda sketchy that we could go to an Internet cafe or public building to do these file transfers? SO, if we have outside US income, and obtain a Residente Permanente or Temporal, are we good to go?
  23. Thanks for all the responses so far. It's all very valuable info! We would not arrive to live there without something in our bank account (any idea how much is required? I haven't checked the consulate website yet.) as well as provable sources of income. If we were "well off" we wouldn't be looking to live there! . But I wasn't asking about that, and I didn't give you folks our whole story because I was only asking about our first trip..... How much do we need to budget daily for food for our first reconnaissance trip? Angus said $20/day/pp is sufficient. Do you others corroborate that? And I asked whether we'd have to rent a car, which only Ragtopman answered.... Sounds like we can avoid car rental, which would be great. Angus, Can you please elaborate on "if it is the only reason you may find it insufficient to succeed here IMHO."? Also, I think it's hilarious that you claim that $650/mo is "expensive" for a home rental. We currently pay $2,000 for a 3 br raised ranch in CT! (admittedly, we live in a more expensive part of the state, but I have to right now for my child custody...he'll be 18 when we choose to move.) If we move to Tucson, rent will probably be around $1,000/mo at the absolute min. I'll elaborate more on our preferences, etc., later on when I need to ask more questions.
  24. Hello all! My wife and I have begun the research toward moving to this area to live/work, in a couple years. My questions are about budgeting our first trip. The reasons we want to move there are for a much MUCH lower cost of living (we live in CT and it's the WORST, hoping to be able to freelance/work remotely for US firms while there) and a better climate for health and sanity. The financial aspect and a warm, dry climate are pretty much neck and neck for priority. We are also considering Tucson, AZ, for comparison. However, our finances being so tight (we have no credit card debt but live paycheck to paycheck, and our only paltry savings will go toward our next trip), it's hard to take a lot of trips to vet these places, so we have to make the most out of each trip and keep it cheap. I found an air bnb in the area for $35/night that would be fine. I think the cheapest RT flight from CT to Guad I found was $355 but most seem to be about $400. So my questions are: 1) how much should we budget for food daily and 2) should we rent a car and how much do those run? Our goal will be to visit all the different towns/villages/areas to see which one we like best.
  • Create New...