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Prepaid credit cards in Mexico?


tazman

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On 1/29/2023 at 8:32 PM, Hud said:

We have used Citibanamex for over 15 years without one drop of problems. We receive a new card in the mail a month before the old ones expire. Never a problem. You do what you think is best for you. This is what works best for us and I don't believe you will find another way that is "easier".  Been here at Lakeside since 1997. Good luck.

I started the process to open an account at Citibanamex on Tuesday.  It was quite a process, required an appointment, and took well over an hour, but the rep said the basic account needs no phone app to be used. 

We're in Mexico most of the time so it won't be a problem in the short term, but to my amazement they said it would take the 45 days to actually open the account. 

Thanks for the info.

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3 hours ago, tazman said:

I started the process to open an account at Citibanamex on Tuesday.  It was quite a process, required an appointment, and took well over an hour, but the rep said the basic account needs no phone app to be used. 

We're in Mexico most of the time so it won't be a problem in the short term, but to my amazement they said it would take the 45 days to actually open the account. 

Thanks for the info.

We opened and used the ATM on the same day, but that was a long time ago. Hope it all works as well for you.

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On 1/28/2023 at 8:49 PM, Lou Quillio said:

Consider a Wise or even DolarApp account (por qué no los dos?), using only your Mexican address and denominated in pesos. Costs nothing. They'll send you a physical debit card that transacts like a Mexican debit card.

A couple years ago, Amazon MX wanted me to make my first purchase (only) with a Mexico-issued card, a fact that wasn't obvious at first. Or maybe it was for an Amazon Prime MX subscription. Anyhow, after multiple puzzling failures with my usual Capital One (USD) credit card, it sailed through on my Wise debit card. Amazon never asked for it again.

LQ

 

I like the Dolarapp. I only keep a few hundred dollars there because it is a form of crypto. 

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On 1/28/2023 at 8:49 PM, Lou Quillio said:

Consider a Wise or even DolarApp account (por qué no los dos?), using only your Mexican address and denominated in pesos. Costs nothing. They'll send you a physical debit card that transacts like a Mexican debit card.

A couple years ago, Amazon MX wanted me to make my first purchase (only) with a Mexico-issued card, a fact that wasn't obvious at first. Or maybe it was for an Amazon Prime MX subscription. Anyhow, after multiple puzzling failures with my usual Capital One (USD) credit card, it sailed through on my Wise debit card. Amazon never asked for it again.

LQ

 

I like the Dolarapp. I only keep a few hundred dollars there because it is a form of crypto. 

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On 1/28/2023 at 9:49 PM, Lou Quillio said:

Consider a Wise or even DolarApp account (por qué no los dos?), using only your Mexican address and denominated in pesos. Costs nothing. They'll send you a physical debit card that transacts like a Mexican debit card.

A couple years ago, Amazon MX wanted me to make my first purchase (only) with a Mexico-issued card, a fact that wasn't obvious at first. Or maybe it was for an Amazon Prime MX subscription. Anyhow, after multiple puzzling failures with my usual Capital One (USD) credit card, it sailed through on my Wise debit card. Amazon never asked for it again.

LQ

 

I applied and obtained two Mexican credit cards recently - Nu Bank MasterCard and the Dolarapp MasterCard, and neither will work for an online purchase at Farmacia Guadalajara. Someone on Facebook suggested that some websites will not accept cards from neobanks (which is what Nu Bank and Dolarapp are), and that I must use a card from a brick and mortar Mexican bank - which for me requires opening an account at a local Mexican bank. So is this the only option that I have left?

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