Susan111 Posted September 29, 2019 Report Share Posted September 29, 2019 Hello I would love to know if you have experience setting up an account and getting a credit card at Intercam, in Ajjijc, such as any recommendations or tips. Also, I noticed this bank is classified as a "private bank", but from my research I can't see exactly what that means except possibly the banking is intended for those with high income / large assets, and geared toward wealth management. Any other thoughts are welcome! With thanks Quote Link to comment Share on other sites More sharing options...
Kyle Posted September 29, 2019 Report Share Posted September 29, 2019 I set up an account and got a credit card. Very easy. Not just for big money 1 Quote Link to comment Share on other sites More sharing options...
NLU Posted September 29, 2019 Report Share Posted September 29, 2019 It is my experience, a few months ago, that Intercam does not issue credit cards. Has this changed? 1 Quote Link to comment Share on other sites More sharing options...
Kyle Posted September 29, 2019 Report Share Posted September 29, 2019 They gave me one when I opened my account about 3 months ago. I didn't ask for one. 1 Quote Link to comment Share on other sites More sharing options...
happyjillin Posted September 29, 2019 Report Share Posted September 29, 2019 2 hours ago, Susan111 said: Hello I would love to know if you have experience setting up an account and getting a credit card at Intercam, in Ajjijc, such as any recommendations or tips. Also, I noticed this bank is classified as a "private bank", but from my research I can't see exactly what that means except possibly the banking is intended for those with high income / large assets, and geared toward wealth management. Any other thoughts are welcome! With thanks Use the search function because there is a vast amount of info on Intercam on here that will answer any questions you may have. We have been with Intercam for a number of years and they are the best bank here. They are beside the Oxxo in Ajijic and have branches and ATM's all over Mexico. edit: we have credit and debit card. Quote Link to comment Share on other sites More sharing options...
AlanMexicali Posted September 29, 2019 Report Share Posted September 29, 2019 Activer outside their building has a sign "Banco Privado". It along with Intercam is similar to Schwab. An investment, stock and bond licensed brokage house with banking and financial advisors giving clients a hand. Maybe that is why Intercam has the Private Bank distinction in Mexico. It might even be the law here. Quote Link to comment Share on other sites More sharing options...
Susan111 Posted September 29, 2019 Author Report Share Posted September 29, 2019 22 minutes ago, Kyle said: I set up an account and got a credit card. Very easy. Not just for big money Good to know, thank you! One of the things I've seen so far just from speaking with banks, is without a credit history, its difficult to prove that without having a credit history in Mexico. Was this part of the process easy as well? Quote Link to comment Share on other sites More sharing options...
happyjillin Posted September 29, 2019 Report Share Posted September 29, 2019 Just now, AlanMexicali said: Activer outside their building has a sign "Banco Privado". It along with Intercam is similar to Schwab. An investment, stock and bond licensed brokage house with banking and financial consulars giving clients a hand. Maybe that is why Intercam has the Private Bank distinction in Mexico. It might even be the law here. Intercam is a full service bank. I know this because I have been a customer for years even before they were one and just a money exchange[cambio] 1 Quote Link to comment Share on other sites More sharing options...
Susan111 Posted September 29, 2019 Author Report Share Posted September 29, 2019 9 minutes ago, happyjillin said: Use the search function because there is a vast amount of info on Intercam on here that will answer any questions you may have. We have been with Intercam for a number of years and they are the best bank here. They are beside the Oxxo in Ajijic and have branches and ATM's all over Mexico. edit: we have credit and debit card. Wonderful! So you were able to get a credit card with Intercam in Ijijic? Quote Link to comment Share on other sites More sharing options...
happyjillin Posted September 29, 2019 Report Share Posted September 29, 2019 Just now, Susan111 said: Wonderful! So you were able to get a credit card with Intercam in Ijijic? As well as not bothering to do some easy research in the archives here,you apparently didn't even read my post in total which you just quoted. I am done with this. 1 1 Quote Link to comment Share on other sites More sharing options...
slainte39 Posted September 29, 2019 Report Share Posted September 29, 2019 Yes, you say you have a credit card, but you don´t say if it is with Intercam or some other bank--------Spell it out!!!! spell Quote Link to comment Share on other sites More sharing options...
slainte39 Posted September 29, 2019 Report Share Posted September 29, 2019 Don´t worry Susan, just go in and talk to one of the desk personel. It´s a fairly simple process. And as jillan says, "a very good bank" for whatever your financial situation or needs. 1 Quote Link to comment Share on other sites More sharing options...
WideSky Posted September 30, 2019 Report Share Posted September 30, 2019 I too bank at Intercam, what they gave me was a VISA debit card. When I make a purchase it comes directly from my account. I do not get monthly statements or am charged interest on outstanding balances as I have had on credit cards. You will likely need your passport, proof of residency (temporale or permanente), a bill from a utility company that gives your residential address or a lease in your name with the residential address to open an account. 1 1 Quote Link to comment Share on other sites More sharing options...
cedros Posted March 17, 2020 Report Share Posted March 17, 2020 Intercam is a relatively new bank. Time will tell how stable it is. Intercam Banco , SA, Multiple Banking Institution., Intercam Grupo Financiero is a Mexican company formed in 1996 as Intercam. It operates in almost the entire Mexican Republic through 68 branches, [ 1 ] and an Intercam ATM network. It is made up of a group of companies with a track record in the financial sector. Currently they serve more than 50,000 clients in the management of company treasuries and personal wealth investments. One of the smaller banks in Mexico Quote Link to comment Share on other sites More sharing options...
traderspoc Posted March 17, 2020 Report Share Posted March 17, 2020 see intercam bank Quote Link to comment Share on other sites More sharing options...
catbird Posted March 26, 2020 Report Share Posted March 26, 2020 How do you get money from your US bank into your Intercam Account? Quote Link to comment Share on other sites More sharing options...
Kyle Posted March 26, 2020 Report Share Posted March 26, 2020 I just write a check on my US account and deposit it into my Intercam account Quote Link to comment Share on other sites More sharing options...
catbird Posted March 26, 2020 Report Share Posted March 26, 2020 How long do you have to wait for the funds? Quote Link to comment Share on other sites More sharing options...
Kyle Posted March 26, 2020 Report Share Posted March 26, 2020 No wait in you have funds in your intercam account to cover check. If not, 5 days wait Quote Link to comment Share on other sites More sharing options...
happyjillin Posted March 26, 2020 Report Share Posted March 26, 2020 We write a cheque from our Scotiabank branch in Canada and it's in our Intercam account instantly the day that we do it. In other words we have access to our new funds instantly. Usually we don't have the funds in our Intercam to cover the cheque. That's why we do another biggy to top up the account and make it useful for a long time until the next time. We are doing a major reno on our house here so we decided after the first amount we wrote that it would be wise to do another right away, both way bigger than our balance was. No problema. We've been with them about 4 years and we couldn't ask for better service. Quote Link to comment Share on other sites More sharing options...
catbird Posted March 26, 2020 Report Share Posted March 26, 2020 Gracias, I've got it. Checks it is. Schwab wanted $25 to wire money here. Quote Link to comment Share on other sites More sharing options...
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