Ferret Posted January 31, 2019 Report Share Posted January 31, 2019 Correct RickS. Those are the ONLY fees that the bank charges me and it only happens twice a month. Works for me. Quote Link to comment Share on other sites More sharing options...
RickS Posted January 31, 2019 Report Share Posted January 31, 2019 28 minutes ago, Jim Bowie said: Schwab. I believe that only a US Citizen can open a Charles Schwab account...... Quote Link to comment Share on other sites More sharing options...
MtnMama Posted January 31, 2019 Report Share Posted January 31, 2019 If you, a parent or spouse have served in the US military, USAA reimburses ATM fees and doesn't charge a foreign transaction fee. 1 Quote Link to comment Share on other sites More sharing options...
Tiny Posted January 31, 2019 Report Share Posted January 31, 2019 2 hours ago, Jim Bowie said: Schwab. Thanks. Do you have to have investments with them? Quote Link to comment Share on other sites More sharing options...
Floradude Posted January 31, 2019 Report Share Posted January 31, 2019 I suppose 'bite the bullet' is not very poetic, but all I meant was, and this includes me when I travel with my only American card being a Wells Fargo credit card, that the the friends coming to Mexico for a visit should use their card at ATM,s etc., for their vacation, not worry, and enjoy their time in Mexico. Wells Fargo will extract their fees when they get home. It is helpful  that they received a number of suggestions on which local ATM's charge the lowest for using their machines. I was always told that ATM's in hotels have a among the highest fees.   Quote Link to comment Share on other sites More sharing options...
RickS Posted January 31, 2019 Report Share Posted January 31, 2019 1 hour ago, Tiny said: Thanks. Do you have to have investments with them? Answer is no. Quote Link to comment Share on other sites More sharing options...
RickS Posted January 31, 2019 Report Share Posted January 31, 2019 49 minutes ago, Floradude said: I suppose 'bite the bullet' is not very poetic, but all I meant was, and this includes me when I travel with my only American card being a Wells Fargo credit card, that the the friends coming to Mexico for a visit should use their card at ATM,s etc., for their vacation, not worry, and enjoy their time in Mexico. Wells Fargo will extract their fees when they get home. It is helpful  that they received a number of suggestions on which local ATM's charge the lowest for using their machines. I was always told that ATM's in hotels have a among the highest fees.   I'm not aware that one can use a credit card at an ATM... don't you have to have a Debit Card? Quote Link to comment Share on other sites More sharing options...
rckrckr Posted January 31, 2019 Report Share Posted January 31, 2019 1 hour ago, RickS said: I'm not aware that one can use a credit card at an ATM... don't you have to have a Debit Card? You can, and no you don't. Quote Link to comment Share on other sites More sharing options...
ComputerGuy Posted January 31, 2019 Author Report Share Posted January 31, 2019 1 hour ago, RickS said: I'm not aware that one can use a credit card at an ATM... don't you have to have a Debit Card? And those of us who have taken cash advances using our credit card at an ATM are well aware of the usurious interest rates the charge from the very second the withdrawal is made. 1 Quote Link to comment Share on other sites More sharing options...
ComputerGuy Posted January 31, 2019 Author Report Share Posted January 31, 2019 2 hours ago, Floradude said: I suppose 'bite the bullet' is not very poetic, but all I meant was, and this includes me when I travel with my only American card being a Wells Fargo credit card, that the the friends coming to Mexico for a visit should use their card at ATM,s etc., for their vacation, not worry, and enjoy their time in Mexico. Wells Fargo will extract their fees when they get home. It is helpful  that they received a number of suggestions on which local ATM's charge the lowest for using their machines. I was always told that ATM's in hotels have a among the highest fees. My apologies. I react very strongly after all these years here, when someone says "just enjoy it", "You're not in Kansas anymore", "If you don't like it, go back where you came from", and so on. Often these things are spoken as if we, as adults, would never think of the obvious, and would not by now have experienced many of the same things as everyone else. In this case, I would be unhappy myself if I got home to discover that I could have been using mo cheapah machines all along. Because of course that's happened to me. Quote Link to comment Share on other sites More sharing options...
Jim Bowie Posted February 1, 2019 Report Share Posted February 1, 2019 10 hours ago, Tiny said: Thanks. Do you have to have investments with them? No, as RickS says. I also have a 360 card that I usually use at CIBanco (they do not reimburse the ATM fee, but it is so little, I eat it). Between those 2 cards(accounts), covers all I do while in Mexico 6-8 months a year. I am a US Citizen that comes to Mexico  when the weather is better in Mexico than where we live NOB. And, when it is better for us NOB, we return there. Been doing that for 20 years. Works well for us. 1 Quote Link to comment Share on other sites More sharing options...
rvanparys Posted February 1, 2019 Report Share Posted February 1, 2019 CIBanco does not allow multiple withdrawals. The limit is 10,000pesos per day... Quote Link to comment Share on other sites More sharing options...
ComputerGuy Posted February 1, 2019 Author Report Share Posted February 1, 2019 They are an odd institution. They post the worst exchange rates. Quote Link to comment Share on other sites More sharing options...
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