Advantages of Mexican healthcare over US healthcare

[blankletmusic]

 Things like wait times to see specialists and wait times for specialty procedures (MRI, etc.) and overall health outcomes. The US fails badly in the health outcomes category due to the outrageous cost of healthcare there.

[Usvetsinmexico]

1 hour ago, blankletmusic said:

 Things like wait times to see specialists and wait times for specialty procedures (MRI, etc.) and overall health outcomes. The US fails badly in the health outcomes category due to the outrageous cost of healthcare there.

Pre Obama care the middle class had great inexpensive health care.

[Kiko]

That is a blanket statement.  The cost of medical insurance prior to the ACA is relative to your taxable Income.  Facts not disinformation please.

[Ferret]

Time is of the essence in most medical cases. I do not know how long my hubby would have waited for surgery in Canada but, in Mexico, the Cat scan that discovered the tumour and the tumour removal all took place within a 48 hour time frame. We did not have insurance. My stepson, in Canada, discovered a lump in his leg in January and just had the surgery there last week. He did require radiation to shrink it in June but I would still choose Mexico. Mexico, where you get the Doctor's cell phone number and can call for information and/or help without having to go through an office receptionist. Mexico, where you can Whatsapp your Opthamologist if your prescribed eye drops are not working...and where she REMINDS you of this after suggesting another few options to try. Mexico, where you are a person not an ID number and are treated with care, kindness and respect.

[blankletmusic]

4 hours ago, Ferret said:

Time is of the essence in most medical cases. I do not know how long my hubby would have waited for surgery in Canada but, in Mexico, the Cat scan that discovered the tumour and the tumour removal all took place within a 48 hour time frame. We did not have insurance. My stepson, in Canada, discovered a lump in his leg in January and just had the surgery there last week. He did require radiation to shrink it in June but I would still choose Mexico. Mexico, where you get the Doctor's cell phone number and can call for information and/or help without having to go through an office receptionist. Mexico, where you can Whatsapp your Opthamologist if your prescribed eye drops are not working...and where she REMINDS you of this after suggesting another few options to try. Mexico, where you are a person not an ID number and are treated with care, kindness and respect.

Good to know that you're not treated like a persona non grata simply because you're uninsured like in the profit-driven healthcare business in the US. Is IMSS worthwhile in  Lake Chapala? Does GDL have good IMSS hospitals?

Any more information on MX healthcare vs. US healthcare would be helpful.

[Usvetsinmexico]

8 hours ago, Kiko said:

That is a blanket statement.  The cost of medical insurance prior to the ACA is relative to your taxable Income.  Facts not disinformation please.

Bullcrap. I was payi h 200usd month for a ppo with no donut hole and very low Co pays for a family of 4! After 2 years of Obama care at was almost 2kusd month with 5k donut hole and higher co pays. It killed the middle class only good for this lie income who got free Obama care. I can tell you didnt live thru it. I did and same with the thousands of my workers!

[Ferret]

imho, IMSS will not make you happy with its limitations. If you cannot afford to pay as you go OR cannot afford another type of health insurance, you should not re-locate to Mexico.

[Kiko]

4 hours ago, Usvetsinmexico said:

Bullcrap. I was payi h 200usd month for a ppo with no donut hole and very low Co pays for a family of 4! After 2 years of Obama care at was almost 2kusd month with 5k donut hole and higher co pays. It killed the middle class only good for this lie income who got free Obama care. I can tell you didnt live thru it. I did and same with the thousands of my workers!

I wrote that wrong.  The cost of medical insurance after the ACA was implemented was based on a sliding scale relative to income. Middle class families in higher tax brackets do not get the same pricing as the middle class families in a lower tax bracket.  You were apparently in a higher tax bracket than my family.  We were living in Mexico when ACA was implemented so we were drawing considerably less income than when we lived in the US so our tax bracket was lower than before ACA.  With ACA our monthly cost dropped about 25%.  The entire middle class is not in the same tax bracket.  It is not one size fits all.

Sorry for the confusion.

[Usvetsinmexico]

9 hours ago, Kiko said:

I wrote that wrong.  The cost of medical insurance after the ACA was implemented was based on a sliding scale relative to income. Middle class families in higher tax brackets do not get the same pricing as the middle class families in a lower tax bracket.  You were apparently in a higher tax bracket than my family.  We were living in Mexico when ACA was implemented so we were drawing considerably less income than when we lived in the US so our tax bracket was lower than before ACA.  With ACA our monthly cost dropped about 25%.  The entire middle class is not in the same tax bracket.  It is not one size fits all.

Sorry for the confusion.

Ok after taxes 100k is about 6k a month.... So you are saying 2k a month with a 5 k donut hole is fine? 1/3 of take home for insurance and another 5k to top it off before they cover anything? Wow you must hate the skill trades workers because they keep your world running and make an average 100k a year. So they deserve to pay 1/3 of take home to insurance?

[Kiko]

@Usvetsinmexico,  I only reported my experience.  .... Have a nice day.

 

[AlanMexicali]

2 hours ago, Usvetsinmexico said:

Ok after taxes 100k is about 6k a month.... So you are saying 2k a month with a 5 k donut hole is fine? 1/3 of take home for insurance and another 5k to top it off before they cover anything? Wow you must hate the skill trades workers because they keep your world running and make an average 100k a year. So they deserve to pay 1/3 of take home to insurance?

Yeah, right. 🐂  

https://www.forbes.com/advisor/health-insurance/how-much-does-health-insurance-cost/ 

[Ferret]

I'm out of reactions. Thanks AlanMexicali.

[Usvetsinmexico]

2 hours ago, AlanMexicali said:

Yeah, right. 🐂  

https://www.forbes.com/advisor/health-insurance/how-much-does-health-insurance-cost/ 

I lived it. Same with my workers.  Forbes is a left mouth piece trying to push that crap even thou the working man gets the shaft. Have you lived thru it? 

[Ferret]

Sounds remarkably like crowd size.

[blankletmusic]

I had hoped to find out by starting this thread the advantages of healthcare in Mexico vs. the US. 

[Mostlylost]

If you are willing to pay yourself or have private insurance, you can get MRI, xrays, ultrasound  in 1 or 2 days.  Most GP's can get you in the same or next day without a problem. A specialist might take up to a week depending on their specialty.   Dentists 1-5 days depending. 

Once you have a relationship with a doctor you will usually have a cell phone number to message or call them directly. Same for dentists. Doctors and dentists attend you... not their nurses. A tooth cleaning is with a dentist.

 

[Kiko]

We have had better experiences with medical issues in Guadalajara than at lakeside.  On the insurance side, we used to carry a top tier Mexican policy along side with a top tier US policy.  When a serious illness arrived, we chose treatment in Mexico.  GNP paid out about 450,000 USD over the next three years of treatment.  Outside of our premium, we paid a one time 2000 USD deductible.  All prescriptions were paid 100%.  We received excellent care in GDL.

When you hit 70, you can expect rapid premium increases in Mexico annually.  I suggest that you keep your foot in the door with Medicare A/B and/or a Medigap supplement for down the road.  Your call.

[Hud]

On 8/14/2024 at 8:18 AM, Ferret said:

imho, IMSS will not make you happy with its limitations. If you cannot afford to pay as you go OR cannot afford another type of health insurance, you should not re-locate to Mexico.

100% true !

[Hud]

1 hour ago, blankletmusic said:

I had hoped to find out by starting this thread the advantages of healthcare in Mexico vs. the US. 

If you can afford to pay cash for your serious medical problems in Mexico, you are going to get quicker service, but not guaranteed Better service. If you can't afford to pay for those high end procedures and doctors, and depend on IMSS, you are probably better off returning NOB for your treatment. Medicare and a supplement make every procedure NOB within everyone grasp. 

[Hud]

On 8/13/2024 at 10:31 PM, Kiko said:

That is a blanket statement.  The cost of medical insurance prior to the ACA is relative to your taxable Income.  Facts not disinformation please.

Really, your experience? I don't see that here. Facts, not disinformation. Have a nice day !

[Kiko]

My first experience with IMSS was about 15 years ago when a neighbor needed blood donors for an upcoming surgery.  I was under 60 so I qualified. We arrived at a large IMSS hospital in GDL at about 6 in the morning and waited in a long line.  I glanced over to the hospital parking area and saw about 10 ambulances lined up.  I remarked to my Mexican friend that the emergency care area must be really busy.  His reply was no, those ambulances serve the morgue. 

[Kiko]

1 minute ago, Hud said:

Really, your experience? I don't see that here. Facts, not disinformation. Have a nice day !

If you scroll down a few posts from that post, you will read that I wrote the above post wrong and I corrected my post.  Not to get into a pissin' match but the facts of our experience was we paid $1100/month for two prior to ACA and after ACA our premium dropped to $800/month.  Much of the pricing will vary according to your state of residence.  YMMV

[Mostlylost]

29 minutes ago, Kiko said:

My first experience with IMSS was about 15 years ago when a neighbor needed blood donors for an upcoming surgery.  I was under 60 so I qualified. We arrived at a large IMSS hospital in GDL at about 6 in the morning and waited in a long line.  I glanced over to the hospital parking area and saw about 10 ambulances lined up.  I remarked to my Mexican friend that the emergency care area must be really busy.  His reply was no, those ambulances serve the morgue. 

Great bar story..  

There is not a morning line up to collect bodies at any IMSS hospital.   Bodies are picked up from hospitals by funeral homes, not ambulances and they could be doing it at any time during the day.

Ambulances bring people to hospitals, transfer to different hospitals, and possibly take a patient home to finish recuperation. 

PLEASE do not insult IMSS hospitals. Hundreds of thousands of people are treated in them every day.  

[Kiko]

@Mostlylost,  that was not intended as an insult.  I was only repeating the conversation.  The vehicles were far away and at a loading dock so they were probably hearsts.  Or my Mexican friend was making a joke.  They were not at the emergency room area.  I hope that clarifies the story.

[Mostlylost]

31 minutes ago, Kiko said:

@Mostlylost,  that was not intended as an insult.  I was only repeating the conversation.  The vehicles were far away and at a loading dock so they were probably hearsts.  Or my Mexican friend was making a joke.  They were not at the emergency room area.  I hope that clarifies the story.

Sorry but funeral home vehicles look nothing like ambulances. In most cases they are not hearses but unmarked vehicles.  

Your repeating "a conversation" was needless, not germain to the post,  and is clearly meant to denigrate IMSS.

Guessing you are not a member like millions of us are.