Looking to avoid the ATM fees that we are hit with. We bank with Chase and those fees add up, we don't excessively use the ATM.
Alright you got me, I am cheap. I hate paying ATM fees, even here in the U.S. I avoid them every chance I get. If I have to stop and get cash and get charged a fee, I admit I whine , for bit.
So I have been doing my research. Charles Schwab has an online bank and I am wondering if anyone uses them?
I talked to several Charles Schwab specialists and they all give the same information: no minimum balance, insured by the FDIC , they do not have international Debit card fees you can use any ATM anywhere in the world, transfers online are free.
Supposedly, you pay whatever the ATM fee is at that ATM and at the end of the month they reimburse you all of those fees.
Now, I asked a million questions and I have seen it in writing, but I would like to know if anyone else uses them or have used them?