John Shrall

CFE maintains 6- 2 month billing period info. Each billing period contains the net credits for that period should you have any. The current 2 month billing uses the credit balance from the oldest period, then second oldest and so on. When the new billing period ends the oldest is dropped. If the oldest period still has a credit balance you lose them.

Past the first overpass with the retorno visible where the unmarked blacktop exit begins.

Dr. Leon can pierce ears.

The Bank of Mexico dropped the benchmark rate from 11.25% to 11.00% this past Tuesday. The first change in 7 months. The next meeting is in May with the expectations being no change from this level.

I've been using ESET for many years with no problems. It's minimally invasive unlike the bloated McAfee and Norton products. Multi-device subscriptions are available.

Why don't you start a new thread instead of hijacking this one?

Try 766-0912.

It looks like clouds will be around for a while but with overcast skies all day ajijicweather said we topped out at 73 degrees. https://www.windy.com/-Satellite-satellite?satellite,20.676,-103.347,5,m:eyMaekD

Mostly CEDE but I've been making monthly CETE deposits and staggering terms. Cetes Directo does withhold ISR at maturity so that part is the same as Multiva CEDES. For the past couple of months, 12 month CETES were paying less than 6 or 3 months. I'm not sure what that means. CETE rates have been dropping slowly since last October even though the Mexican policy rate has been steady for many months at 11.25%.

The dollar store in Ajijic used to sell a little plastic container of different sizes of O-rings. Maybe one of them will work.

You can invest in CETES directly through https://www.cetesdirecto.com/SSOSVD_wls/ The CETE is more like a US Treasury T-Bill with terms of 28, 90, 180 and 365 days. There's lots of rules and requirements in order to open an online account and once open you are limited deposits of up to to 3,000 UDIs per month. https://coinmill.com/MXV_calculator.html#MXV=3000 Right now, that is about 21,400 pesos. There is a way to make larger deposits, but you have to go to a Bienestar branch in Tlaquepaque with a lot more paperwork and an e.firma from SAT. A CEDE is more akin to a certificate of deposit and will pay different rates for based on the amount. At Multiva you need over $1 million pesos to get the highest rate.

Six month CEDE pays 11.55% at Multiva. Interest paid monthly. It's been the same for one year and with the national rate still hanging at 11.25% it will probably continue for a while. The replacement staff has not been great but my last visit to renew a CEDE was with a new guy that seemed to be a lot more competent than those who have recently left. You can only compare Schwab fixed interest investments to Multiva. Their daily account MULTISIBF-T has been paying about 10% for over a year. Wire money down, put it in the daily account and/or invest in CEDEs. The election in Mexico is in 4 months. Hopefully nothing bad will happen between now and then.

Thanks for the reminder. Texas requires transmission of an FPCA application each year in order to receive ballots by email. The Dallas county office accepts signed FPCA applications by email so the entire process is electronic and only takes a few minutes to fill out the form, print, sign, scan and email.

You'd need to open a browser and enter the gateway IP address. In the past the user was TELMEX and the password was the printed WEP.

Made a wire transfer from Schwab to Multiva this morning. Received $17.02. The peso opened at $17.22 this morning and so far peaked at $17.38. It's currently at $17.28. This was the fastest wire execution I've ever had with the entire process taking about 3 hours.