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Hud last won the day on March 12

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  1. All banks do not change their rate from the previous day to the current day at the same time. Some take longer to do that. That is why if you go early, there is a chance you get the rate from the previous day. From experience, noon and later seems to be the best time for us.
  2. Not if it is a Visa or MC atm card ! We are never talking credit cards here, as that is a different animal. I have never had a Debit Card, only an atm card, as I believe the former is too dangerous to use. If you lose an atm card, no problem, but if you lose a debit or are robbed, problems. YMMD
  3. No they are not ! They just don't know how to compute the rate. I always get just what Visa and MC tell me I will get, and that is because I know how to compute the rate I get.
  4. Everyone gets the same, but many don't know how to figure it, so you will get different numbers from people. Some go early, some go late. some include the bank fee, some don't. It's unbelievable.
  5. XE.com has Nothing to do with atm rates., nor do banks. Only MC and VISA ! Time of withdrawal is important, as if you go before noon, the bank may not have changed the rate from the day before and it could be lower (or higher) than today's rate.
  6. Banks DO NOT set the rate !!! (which has been widely covered on this Board) How long have You been a member here ?
  7. It can vary, depending on if you use a MC or a Visa (atm card), but not a lot. MC and VISA set the RATE !!! The bank only sets the rate if you choose to let them do the conversion (big mistake).
  8. Banks Do Not decide the exchange rate, only Visa and MC ! That is not too hard to understand, is it?
  9. This is a scam. He thinks you are just another dumb gringo that will pay out of fear. Many do, so he figures it is worth his effort. Maybe you will offer to pay "half and he will be thrilled.
  10. Hud

    Kiwis ?

    They are everywhere !
  11. Just interested in how much the bank charges to use their machine. I guess I didn't make myself clear. Actually 25- 50 is not definitive enough, nor is there a name of a bank (location). I'll try to be clearer next time.
  12. Which ATM has the cheapest peso withdrawal fee? TIA
  13. Just couldn't resist, could you? LOL
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